Rebuilding Your Credit

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Regular Contributor
DrJim
Posts: 232
Registered: ‎10-26-2009

Collection Deletion!

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‎09-15-2010 02:19 PM

Got a paid collection deleted from DW's credit report.

 

+24 points on TU, +3 points on EQ?

 

Oh well, it's heading the right direction at least :smileyhappy:

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 724 EQ 708 EX 723 AMEX 02/12/2013
Goal Score: 760 across the board

AMEX Delta Platinum $25K, NFCU Visa Signature $30K, HHonors Signature Visa $14K, WF $13.5K, Care Credit $3.5K

Take the FICO Fitness Challenge

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Valued Member
echoguy32
Posts: 32
Registered: ‎03-24-2010

Re: Collection Deletion!

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‎09-15-2010 02:32 PM

Congrats on the deletion!!!...If I may ask what was your process..GW Letter?

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k
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Regular Contributor
DrJim
Posts: 232
Registered: ‎10-26-2009

Re: Collection Deletion!

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‎09-15-2010 02:45 PM

Yup.  GW.  They never responded to me (or her) but they deleted!

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 724 EQ 708 EX 723 AMEX 02/12/2013
Goal Score: 760 across the board

AMEX Delta Platinum $25K, NFCU Visa Signature $30K, HHonors Signature Visa $14K, WF $13.5K, Care Credit $3.5K

Take the FICO Fitness Challenge

Message 3 of 7 (862 Views)
 
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Moderator Emeritus
fused
Posts: 16,158
Registered: ‎03-12-2007

Re: Collection Deletion!

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‎09-15-2010 02:48 PM

Congrats, Dr. Jim! How old was the collection?

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Valued Member
echoguy32
Posts: 32
Registered: ‎03-24-2010

Re: Collection Deletion!

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‎09-15-2010 03:07 PM

Thanks Dr Jim...true inspiration. Thanks a bunch!

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k
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Regular Contributor
DrJim
Posts: 232
Registered: ‎10-26-2009

Re: Collection Deletion!

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‎09-15-2010 03:09 PM

Closed Feb 07

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 724 EQ 708 EX 723 AMEX 02/12/2013
Goal Score: 760 across the board

AMEX Delta Platinum $25K, NFCU Visa Signature $30K, HHonors Signature Visa $14K, WF $13.5K, Care Credit $3.5K

Take the FICO Fitness Challenge

Message 6 of 7 (837 Views)
 
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Established Contributor
gbishere
Posts: 736
Registered: ‎07-07-2010

Re: Collection Deletion!

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‎09-15-2010 06:26 PM

No response but a delete?Wow thats a nice pleasant surprise ! Congrats

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
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