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Frequent Contributor
Posts: 387
Registered: ‎10-26-2009
0

Collection Deletion!

Got a paid collection deleted from DW's credit report.

 

+24 points on TU, +3 points on EQ?

 

Oh well, it's heading the right direction at least :smileyhappy:



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K,
Valued Member
Posts: 32
Registered: ‎03-24-2010
0

Re: Collection Deletion!

Congrats on the deletion!!!...If I may ask what was your process..GW Letter?

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k
Frequent Contributor
Posts: 387
Registered: ‎10-26-2009
0

Re: Collection Deletion!

Yup.  GW.  They never responded to me (or her) but they deleted!



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K,
Moderator Emeritus
Posts: 16,374
Registered: ‎03-12-2007
0

Re: Collection Deletion!

Congrats, Dr. Jim! How old was the collection?

Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Valued Member
Posts: 32
Registered: ‎03-24-2010
0

Re: Collection Deletion!

Thanks Dr Jim...true inspiration. Thanks a bunch!

Starting Score: 05/15/2011 TU 565 EQ 562
Current Score (MYFICO): 6/25/2012 TU 670 EQ 660
Wallet: NFCU Visa 15k, Amex Green NPSL, Discover 1.2k, USAA MC 2K, USAA 1.5k
Frequent Contributor
Posts: 387
Registered: ‎10-26-2009
0

Re: Collection Deletion!

Closed Feb 07



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K,
Established Contributor
Posts: 736
Registered: ‎07-07-2010
0

Re: Collection Deletion!

No response but a delete?Wow thats a nice pleasant surprise ! Congrats

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
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