What are your scores? I got Capital One and Barclays when my scores were high 500s....Discover declined me with EQ 650 because of charged off and collection accounts; my collections were all paid.
012019 Fico8/Mortgage Score: 
Actually, now that I think about it, I had two unpaid collections (Midland Credit Management) one for The Gap and one for Verizon wireless....Capital One I had lots of baddies though including two tax liens and a judgment.
Barclays NFL card was my first actual CC when I got back into the credit world. So I still show it some love when I can. I still had a couple of collections when I got it, and they took a chance on me.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@xangoboy wrote:
@Shogun wrote:Barclays NFL card was my first actual CC when I got back into the credit world. So I still show it some love when I can. I still had a couple of collections when I got it, and they took a chance on me.
That's awesome to hear, and it gives me much more confidence. I appreciate you sharing that! :-) Would the Barclay's NFL be easier to obtain than the Rewards MC? Or it really doesn't matter because they are both issued by Barclays?
Good question. I actually don't know the answer to that. Barclays did give me a good initial CL of $2500 and after 6 months or so, they raised it to $4800.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@xangoboy wrote:
@newmomnewme wrote:Actually, now that I think about it, I had two unpaid collections (Midland Credit Management) one for The Gap and one for Verizon wireless....Capital One I had lots of baddies though including two tax liens and a judgment.
That's good to know, thanks again for this info, it really helps. My collection account is with Midland. So Barclay's seems like a good bet, know anything about Nordstrom and their guidelines? I know people had luck with Nordstrom on this forum, and had success with recons, but I dont' want to waste a HP if there's a chance of denial due to open collection.
I am sooooo sorry your collection is with Midland (ugh, they can be $#!% bags)....IDK about Nordstrom, I've heard all about the shopping cart trick, but I have NEVER had any luck with it.
@Shogun wrote:
@xangoboy wrote:
@Shogun wrote:Barclays NFL card was my first actual CC when I got back into the credit world. So I still show it some love when I can. I still had a couple of collections when I got it, and they took a chance on me.
That's awesome to hear, and it gives me much more confidence. I appreciate you sharing that! :-) Would the Barclay's NFL be easier to obtain than the Rewards MC? Or it really doesn't matter because they are both issued by Barclays?
Good question. I actually don't know the answer to that. Barclays did give me a good initial CL of $2500 and after 6 months or so, they raised it to $4800.
Thanks again for this. I'll do more research, or hopefully someone can reply here with an answer. 