can a CA report to my CR after i have paid a debt if it was not reported before i paid? can an orginal creditor if itthey have never reported before?
fyi: it was a cell phone company and only a few years old. it's definitely within the 7.5 year period.
Starting Score: TU: 655 EQ: 701 (12/2010)
Yes they can both report, even if they didnt report before you paid the debt.
As long as they are reporting correctly and if the debt isnt over 7 - 7.5 yrs old.
You can try sending a GW letter, asking kindly if they would delete.
Thanks for the response, even if it's not what I really wanted to hear. I've got a couple of things already planned just in case they do put it on my CR. I guess I'll just have to wait and see what their next move is.