Collection about to drop off report

coachb123 · ‎12-06-2011

I have a collection that is due to drop of my credit report in Jan 2012. How much of a point bump should I resonably expect?

GoodCredBen · ‎12-06-2011

it is too hard to say, could be anywhere from 5 - 50+ ... but you should see a nice increase...

My credit journey has completed. I am currently sitting at 800+ across the board.

I started my journey here years ago, and thanks to MyFico, it really is possible.

llecs · ‎12-06-2011

YMMV on your credit bucket, number of baddies remaining, age and how this baddie reports, etc. I just removed a 6.5 yr old one and saw 70+ returned on an otherwise clean report.

poops · ‎12-06-2011

@llecs wrote:
YMMV on your credit bucket, number of baddies remaining, age and how this baddie reports, etc. I just removed a 6.5 yr old one and saw 70+ returned on an otherwise clean report.

WOW!!! I have a judgment coming off in Feb of 2012. I hope I can that kind of bump when it falls off...