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Regular Contributor
Creditobsessed12
Posts: 144
Registered: ‎01-16-2009
0

Collection accounts keep coming back

There are some collection accounts that were on my report and I disputed them and they were removed and now they are back again!  This has happened twice.  What should I do?  It's so annoying.  My credit score dropped a lot!!!!  :smileysad:
July 2014 - TU-539
Moderator Emerita
LilMirth
Posts: 3,091
Registered: ‎08-09-2008
0

Re: Collection accounts keep coming back

Is the debt yours? Is the debt outstanding? Have you DV'd the CA?

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Regular Contributor
Creditobsessed12
Posts: 144
Registered: ‎01-16-2009
0

Re: Collection accounts keep coming back

No the debt is not mine.  I haven't DVd.  I thought it would be productive to just dispute with credit agencies. 
July 2014 - TU-539
Moderator Emerita
LilMirth
Posts: 3,091
Registered: ‎08-09-2008
0

Re: Collection accounts keep coming back

Elizabeth, if these collection accounts are not yours, then you need to read the following from the FTC:

 

Fight Back Against Identity Theft

 

You'll need an Identity Theft Report (a police report specifically for this type of crime). Once you've obtained that, you can take the next steps to contact the creditors and the credit bureaus (fraud alerts & freezes).

-------------------------------------------


Friendly, Supportive & Respectful


Understanding Your FICO Score  |  Credit Scoring 101  |  Common Abbreviations  |  FTC: FCRA Links  |  FTC: FDCPA Links  |  Opt-Out  |  State Resources


"However gradual may be the growth of confidence, that of credit requires still more time to arrive at maturity” ~ Benjamin Disraeli


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