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Collection agency question

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UpmyscoreinFL
Frequent Contributor

Collection agency question

I have tried good wills several times to get a 25.00 paid collection removed. It is for a power company. Can I call them and see if they will ask the collection agency to delete it?
Equifax my fico 629
Transunion my fico 669
Experian fako 663
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1 REPLY 1
RobertEG
Legendary Contributor

Re: Collection agency question

Sure, you can call and ask for their assistance, but a debt collector is not obligated to delete based on payment, and the creditor has no authority to compel a debt collector to delete their reporting.  As long as the debt collector had legitimate collection authority, they can report their collection effort, which is unrelated to your activiites under the OC account.

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