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In Ohio, the SOL is 6 years from what I've read. So I should be okay to ignore this one.. It can't show up on my credit report because it was more than 7 years ago, correct?
It can show up, my state is TEXAS and the limit on SOL is 5 years and they still reported it. They are not very folllow the Rules FRIENDLY! Most collection companies break laws daily it is up to you to stay on them because obviously nobody enforces the LAWS that are in place. I dispute through BBB, Consumer Finance.gov and my State Attorney General Office that is how you can make sure they are following laws governed.