Hello All!
I went from a score of 499 at this time last year to 682 and 683 currently. I have payed all of my credit cards down to zero, kept up to date with all bills and got in touch with a collection agency to remove some stuff. My question is as follows:
I have a collection from BoA that's due to come off next month (July), I have been making faithful payments to them every month. I have read somewhere that once it drops off If I keep on making payments this validates my collection and it'll resurges in my credit report. Do I stop paying it when it drops off or do I keep on paying on it? I don't want to hurt my hardwork because of lack of knowledge.
Any and all information would be greatly appreciated.
Thanks team!!
