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Collection item deleted!!

Regular Contributor

Collection item deleted!!

The first of the year I wrote down all the items that I wanted to try an have deleted/ removed. On my list was three collections an four 30 day lates . As of today (19th) ,Dillard's American Express removed a 30 day late. But the biggest surprise was having one of my items in collections DELETED! The best part , no money out of pocket. I filed a dispute with one of the CRA an after their review , it was deleted. Sorry for not remembering exactly why I disputed(since I was working on three collections).  But the bottom line is it's GONE! As always thank you everyone for your advice an support.

 

What we use to say in the military...Never give up never surrender !

 

Message 1 of 5
4 REPLIES
Valued Contributor

Re: Collection item deleted!!

Great work and congrats!!!! Thank you for your service.

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Message 2 of 5

Re: Collection item deleted!!

how did you have it deleted? I assume you paid it then disputed it ? whom did you dispute it with? I would
r like to try to delete a few things from my report'
.

Starting Score: Equifax 582 Trans 581Experian 578 1/7/13
Current Score: Equifax 693 Trans 704 Experian 698 4-30-15
Goal Score: 700 all 3


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Message 3 of 5
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Valued Contributor

Re: Collection item deleted!!

If the are valid debts I wouldn't dispute...I would however offer a PFD as my first course of action.

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Message 4 of 5
Moderator Emeritus

Re: Collection item deleted!!


beb86 wrote:

If the are valid debts I wouldn't dispute...I would however offer a PFD as my first course of action.


+1

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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