01-18-2013 10:31 PM
The first of the year I wrote down all the items that I wanted to try an have deleted/ removed. On my list was three collections an four 30 day lates . As of today (19th) ,Dillard's American Express removed a 30 day late. But the biggest surprise was having one of my items in collections DELETED! The best part , no money out of pocket. I filed a dispute with one of the CRA an after their review , it was deleted. Sorry for not remembering exactly why I disputed(since I was working on three collections). But the bottom line is it's GONE! As always thank you everyone for your advice an support.
What we use to say in the military...Never give up never surrender !
01-18-2013 10:35 PM
01-19-2013 07:49 AM
If the are valid debts I wouldn't dispute...I would however offer a PFD as my first course of action.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.