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Tryin2rebuild08 wrote:
If you get a new collection letter from a CA and they have not posted the Collection to any of CRAs as yet, but they send you a payment plan to pay monthly. If you pay monthly, will this prevent them from adding it to your report?Next Scenerio, a few weeks ago, I mentioned my CO chase cr card, but when I contacted them they advised me that the account is closed and I need to contact the CA. All I have for the CA is the number and the name, yet they CA has not contacted me neither by phone or mail. I'm also not seeing them on my credit report. I would hate for them to show up now my scores are increasing. If I contact them and make arrangements to pay, will they still add the account to my reports?I'm trying to avoid these two new collections on my reports, your help is appreciated.Thanks