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Collection shield 360

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Anonymous
Not applicable

Collection shield 360

Anyone here of these guys? I've read some older posts but just curious.
Message 1 of 29
28 REPLIES 28
Anonymous
Not applicable

Re: Collection shield 360


@Anonymous wrote:
Anyone here of these guys? I've read some older posts but just curious.

I just signed DW up for them last night. I'll try to check back in if anything happens. 

Message 2 of 29
torry590
Regular Contributor

Re: Collection shield 360

They were very beneficial to me and DH, they helped us a lot, and for free.. Good luck. 

As of 5/2021 EX8: 616 | TU8: 665 | EQ8: 662
First Premier $700 | Capital One Secured $500 | Discover It $1,000 (formerly secured)
Capital One Quicksilver $400 | Credit One Platinum $300 | Victoria's Secret $200
Express Next $500 | Williams Sonoma Store $400 | Brylane Home $250 | Chime Credit Builder NPSL
Walmart World Mastercard $300 | Aspire Mastercard $500 | Cerulean Mastercard $750
CFNA Bosch Car Care $800 | First Premier no AF $700 | Avant Mastercard $300 no AF
Message 3 of 29
Anonymous
Not applicable

Re: Collection shield 360

What type of collections did they remove? Paid medical? How recent?
Message 4 of 29
RonM21
Valued Contributor

Re: Collection shield 360

Haven't heard of them. What is on your reports that you need help with, if you don't mind me asking?


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 29
Anonymous
Not applicable

Re: Collection shield 360

My wife has 2 paid med collections. I've been working the hipaa process and have one from each deleted (not the same account but same ca across the board). Just getting a little impatient b/c we need to app for a mortgage in the next 2 months.
Message 6 of 29
torry590
Regular Contributor

Re: Collection shield 360

Everything that was deleted off my reports were unpaid, medical, credit cards, insurance collection, and a sprint bill. 

As of 5/2021 EX8: 616 | TU8: 665 | EQ8: 662
First Premier $700 | Capital One Secured $500 | Discover It $1,000 (formerly secured)
Capital One Quicksilver $400 | Credit One Platinum $300 | Victoria's Secret $200
Express Next $500 | Williams Sonoma Store $400 | Brylane Home $250 | Chime Credit Builder NPSL
Walmart World Mastercard $300 | Aspire Mastercard $500 | Cerulean Mastercard $750
CFNA Bosch Car Care $800 | First Premier no AF $700 | Avant Mastercard $300 no AF
Message 7 of 29
Anonymous
Not applicable

Re: Collection shield 360


@torry590 wrote:

Everything that was deleted off my reports were unpaid, medical, credit cards, insurance collection, and a sprint bill. 


They were all unpaid? Were they debt you created?

Message 8 of 29
Anonymous
Not applicable

Re: Collection shield 360

Wow! That's impressive. And it's free?! I don't get it.
Message 9 of 29
torry590
Regular Contributor

Re: Collection shield 360

Yes it was debt I created, I had the money for PFD, but no dice. I paid them once they got deleted off my report because there was vvery little chance they would report after paid. None have returned.  They make their money off of finding FCDPA violations in collection letters you upload to them.  They found a violation in my letter, and are settling with the CA, and the CA pays the attorney fees. 

As of 5/2021 EX8: 616 | TU8: 665 | EQ8: 662
First Premier $700 | Capital One Secured $500 | Discover It $1,000 (formerly secured)
Capital One Quicksilver $400 | Credit One Platinum $300 | Victoria's Secret $200
Express Next $500 | Williams Sonoma Store $400 | Brylane Home $250 | Chime Credit Builder NPSL
Walmart World Mastercard $300 | Aspire Mastercard $500 | Cerulean Mastercard $750
CFNA Bosch Car Care $800 | First Premier no AF $700 | Avant Mastercard $300 no AF
Message 10 of 29
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