Reply
Valued Member
CollectionKing
Posts: 36
Registered: ‎11-05-2012
0

CollectionKing's Rebuild Thread (Updated 11/17/12)

[ Edited ]

Baddies - 26 25

 

Public Records

 

United States Bankruptcy Court - Discharged 4/10
Breit Investment Corp - $559 - Paid via garnishment

 

Collections

 

Alliance One - $255  DV SENT

Alliance One - $95 DV SENT

Alliance One - $95 DV SENT

Alliance One - $95 DV SENT

Alliance One - $95 DV SENT

Alliance One - $95 DV SENT

Alliance One - $59 DV SENT

American Collection Services - $250 DV SENT

Credit Systems International - $199 - Paid, GOODWILL SENT

EOS/CCA - $1,632  DELETED 11/9/2012

Nationwide Recovery - $1,282 DV SENT

Procollect Inc. - $1,335 DV SENT

Works & Lentz - $75 - PFD SENT

Works & Lentz - $183 PFD SENT

Synerprise Consulting Services - $139 DV SENT

 

Credit Card's

 

Capital One - $899 - Charge off - Unpaid

Chase - $797 - Charge off - Paid 12/2007

NFCU - $472 - IIB

NFCU - $1,150 - IIB

Target - $750 - IIB

 

Mortgage

 

US Bank - $98,799 - Mortgage - IIB

 

Student Loans (Pending Federal Direct Consolidation)

 

Nelnet - $1,312 - Default

Nelnet - $1,313 - Default

Nelnet - $1,000 - Default

Sallie Mae - $1,750 - Open/Never late. Deferred

Sallie Mae - 2,625 - Open/Never late. Deferred

 

Accounts In Good Standing

 

Citibank - Student loan - Transferred,closed

First Mortgage - Transferred,closed/Never late

GECRB/Sam's Club - Paid,Closed/Never late

NFCU - Line of credit - Paid,Closed/Never late

Santander - $16,396 - Open/Never late

Chase - Open/Never late

 

 

 

Just getting my accounts posted, not sure if that is all of them or not, have to go through reports and double check.

 

I'll be updating this thread shortly.


Starting Score: 467 EQ
Current Score: 467 EQ
Goal Score: 720+


CollectionKing's Rebuild Thread

Valued Member
CollectionKing
Posts: 36
Registered: ‎11-05-2012
0

Re: CollectionKing's Rebuild Thread

[ Edited ]

To Do List

 

USAA Secured AMEX - $250 to start

USAA Secured MC - $250 to start


Starting Score: 467 EQ
Current Score: 467 EQ
Goal Score: 720+


CollectionKing's Rebuild Thread

Valued Member
CollectionKing
Posts: 36
Registered: ‎11-05-2012
0

Re: CollectionKing's Rebuild Thread

[ Edited ]

Letter Updates

 

EOS/CCA e-mail sent 11/6/2012, reply received 11/09/2012 stating they are DELETING!


Starting Score: 467 EQ
Current Score: 467 EQ
Goal Score: 720+


CollectionKing's Rebuild Thread

Valued Member
CollectionKing
Posts: 36
Registered: ‎11-05-2012
0

Re: CollectionKing's Rebuild Thread

[ Edited ]

New Credit


Starting Score: 467 EQ
Current Score: 467 EQ
Goal Score: 720+


CollectionKing's Rebuild Thread

Regular Contributor
xwill04
Posts: 162
Registered: ‎11-13-2012
0

Re: CollectionKing's Rebuild Thread

good luck!



Starting Score: Exp:513 | TU:541 | EQ:517 - 11/13/2012
Current Score: Exp:623 | TU FICO:639 | EQ FICO:743 - 01/24/2012
Wallet: Applied Bank $200, OpenSkyCC $300, 1st Tech CU Secured $2k, Discover IT $1.5k, CITI AA $2.8k, USAA AMEX $7.5k
Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+