No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I recently received an offer from a collection agency for a debt that is still on my credit report. The offer was for 20% of the value of the outstanding amount and stated that if I pay, they would update my credit report with all 3 agencies to show "Account Paid in Full".
If I can gather the money, do you think this is a good deal? Or should I just wait a couple more years and wait for it to drop off my report on its own?
@baller4life wrote:
Paid status scores no different than unpaid. You want it REMOVED. Send them a pfd letter for the settlement amt they offered.
+1
Thanks for the advice. I'll give it a shot and see what happens.