New Member
Posts: 8
Registered: ‎01-31-2012

Collections disappeared from my credit reports?

About three years ago I had two medical bills turned over to collections, approx $100 and $180.  They have been on my reports ever since and I'm finally in the position where I can repay them.  Today I pull both my reports, TransUnion and Equifax and they are not on either?!  No refrence to them what-so-ever.  I double checked my copies form last year and they were there, with a drop off date of 2015.  


Any idea what happened?

Posts: 12,952
Registered: ‎04-15-2011

Re: Collections disappeared from my credit reports?

Probably sold to another CA.  I would keep a close eye on my CR and my mailbox.  Several CAs will just go ahead and delete when they sell the debt to another CA, that way they don't have the headache of having to deal with disputes and such.

Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.