Reply
New Member
aljones8179
Posts: 8
Registered: ‎01-31-2012

Collections disappeared from my credit reports?

About three years ago I had two medical bills turned over to collections, approx $100 and $180.  They have been on my reports ever since and I'm finally in the position where I can repay them.  Today I pull both my reports, TransUnion and Equifax and they are not on either?!  No refrence to them what-so-ever.  I double checked my copies form last year and they were there, with a drop off date of 2015.  

 

Any idea what happened?

Moderator
Shogun
Posts: 12,884
Registered: ‎04-15-2011

Re: Collections disappeared from my credit reports?

Probably sold to another CA.  I would keep a close eye on my CR and my mailbox.  Several CAs will just go ahead and delete when they sell the debt to another CA, that way they don't have the headache of having to deal with disputes and such.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+