About three years ago I had two medical bills turned over to collections, approx $100 and $180. They have been on my reports ever since and I'm finally in the position where I can repay them. Today I pull both my reports, TransUnion and Equifax and they are not on either?! No refrence to them what-so-ever. I double checked my copies form last year and they were there, with a drop off date of 2015.
Re: Collections disappeared from my credit reports?
Probably sold to another CA. I would keep a close eye on my CR and my mailbox. Several CAs will just go ahead and delete when they sell the debt to another CA, that way they don't have the headache of having to deal with disputes and such.
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.