Rebuilding Your Credit

[FloridaShock]

I guess I do need to remember that even if I begin contributing a little bit here and there, it's still progress rather than sitting around wondering how I'm going to improve my finances.  I know food and entertainment expenses are definitely areas I could significant cut back on.  I would imagine I spend $200/mo on full service restaurants, not including fast food and coffee.  Thank you for the advice!  I really appreciate it.

[Shogun]

Anytime..  Best thing to do is to stick with it after you get your CR in order.  I've seen a few fall right back in the old traps and come here to climb back out.

[annielorie]

Your parents could AU you without you having a card do they have amex? if so you could try?