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College Student Overwhelmed By Road To Improving Credit

Re: College Student Overwhelmed By Road To Improving Credit

I guess I do need to remember that even if I begin contributing a little bit here and there, it's still progress rather than sitting around wondering how I'm going to improve my finances.  I know food and entertainment expenses are definitely areas I could significant cut back on.  I would imagine I spend $200/mo on full service restaurants, not including fast food and coffee.  Thank you for the advice!  I really appreciate it.

Message 11 of 13
Moderator Emeritus

Re: College Student Overwhelmed By Road To Improving Credit

Anytime..  Best thing to do is to stick with it after you get your CR in order.  I've seen a few fall right back in the old traps and come here to climb back out.

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 12 of 13
Valued Contributor

Re: College Student Overwhelmed By Road To Improving Credit

Your parents could AU you without you having a card do they have amex? if so you could try?


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

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Message 13 of 13