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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Come on Cap1 - start reporting already!

Cap1 bill generated 6/24.  I was informed by CSR that it would report today to CRA.  No score watch update, no new cc account posting :smileysad:  I really want some good news after I got rejected for my GW to Cap1 Auto. (still holding out on Sallie Mae).  Between waiting for Cap1 to start reporting and waiting on my second to last collection to be removed and my last collection to go off (come on 7/10...Equidata you better not send in anything at the buzzer), I'm sitting on a potentially large score gain.

 

(Still doing the happy dance, just not as much now)

 

Duncan



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Come on Cap1 - start reporting already!

Got my Cap1 April 1, finally started reporting a week or so ago on EX and EQ, and noticed my TU finally reported this morning after I refreshed my USAA Credit Report 

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Regular Contributor
JonRun
Posts: 149
Registered: ‎04-29-2012

Re: Come on Cap1 - start reporting already!

Mine started reporting very soon after I got it in the mail. My FICO jumped 14 points from it.
Valued Contributor
rckstrscott
Posts: 2,244
Registered: ‎04-25-2011

Re: Come on Cap1 - start reporting already!


Duncanrr wrote:

Cap1 bill generated 6/24.  I was informed by CSR that it would report today to CRA.  No score watch update, no new cc account posting :smileysad:  I really want some good news after I got rejected for my GW to Cap1 Auto. (still holding out on Sallie Mae).  Between waiting for Cap1 to start reporting and waiting on my second to last collection to be removed and my last collection to go off (come on 7/10...Equidata you better not send in anything at the buzzer), I'm sitting on a potentially large score gain.

 

(Still doing the happy dance, just not as much now)

 

Duncan


Got my first cap one in Dec 2010., reported in March 2010..

 

I got a new Cap1 Rewards June 1st, got my statement in the mail, still not reporting.. haha

 

-scott

Starting FICO Score: 10/10: TU 498 | EQ: 502 Current FICO Score(lender pull): 05/12: TU: 722 | EQ: 712 | EX: 686
Collections Removed: Hunter Warfield, CBE Group, Merchants Credit Guide, EOS-CCA, Enhanced Recovery, Portfolio Recovery, UCB, American Collection Company, Medical Business Bureau, Jefferson Capital, Credit Portfolio Associates, FCO, LVNV, Convergent, Armor Systems
Other Negative Entries Removed:Plains Commerce CO, HSBC CO, 2008 Judgment Santander Reposession

Still Working On: Illinois Paid Tax Lien,
Positive Accounts:10/10: 0 | 07/12: 6 | Mortgage Closed 5/12, Macy's AMEX $3900, Citi/Home Depot $2000, Capital One Cash Rewards $1500, Capital One Secured $500, Credit One Bank $500. Total Utilization: 6%. AAoA: 1yr, 7mth. INQS: 8 TU, 8 EQ, 4 EX
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Come on Cap1 - start reporting already!

[ Edited ]


Got my first cap one in Dec 2010., reported in March 2010..

 


WOW it started reporting 9 months before you even got it? What a deal! That's some straight up minority report stuff there! :smileyhappy:

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Come on Cap1 - start reporting already!

[ Edited ]

Im sure if I call them they will say its the CRA fault and they reported everything.  If they are responsible for reporting accurate information to CRA how can they report months late? (In light of their recent denial of my GW in which they harp on the fact that they have to ALWAYS REPORT ACCURATE INFORMATION....that claim seems kind of hallow!)

. Why do I have a feeling that if I was late it would be immediately reported?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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Contributor
CasperJack14
Posts: 85
Registered: ‎06-19-2012

Re: Come on Cap1 - start reporting already!

I'm right there with you - I have a Cap One secured card that I opened in April and it has yet to show on my credit report.

Starting Score: 539 EQ 06/19/2012
Current Score: 615 EQ 08/13/2012, 563 EX 07/27/2012
Goal Score: 700


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Regular Contributor
Steelersfan904
Posts: 150
Registered: ‎05-04-2012

Re: Come on Cap1 - start reporting already!

My statement was generated on 6/21 and it is still not reporting either. When I spoke to them they said it will start reporting the day after the due date of the July 18th



Starting Score: 502 5/4/2012
Current Score: 640 08/03/2012
Goal Score: 700


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Valued Contributor
Duncanrr
Posts: 2,500
Registered: ‎06-08-2012

Re: Come on Cap1 - start reporting already!

I just reordered my reports yesterday (end of month) and I noticed that my Cap1 Finance hasnt report the last two months (May/June).  My due date on that is the 17th of the month and still no update.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750

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Established Member
AprilShowers4
Posts: 21
Registered: ‎06-05-2012

Re: Come on Cap1 - start reporting already!

My cap one platinum card has not reported to equifax this month. I did a chat with a rep and he said it should at the end of the month. I see experian has the info, because I saw it on creditkarma. I don't understand this at all!


Starting Score: 635
Current Score: 644
Goal Score: 700


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