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Comenity Bank & Authorized Users.

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SLR72689
Frequent Contributor

Comenity Bank & Authorized Users.

Anyone have an idea if they report AUs to the CRAs?

Message 1 of 12
11 REPLIES 11
guiness56
Epic Contributor

Re: Comenity Bank & Authorized Users.

Message 2 of 12
SLR72689
Frequent Contributor

Re: Comenity Bank & Authorized Users.


@guiness56 wrote:

I'm pretty sure that they do.  It may depend on the exact card.


I can't find a definite answer, going to call after work and will post what they say for others for future reference!

Message 3 of 12
Chris1228
Contributor

Re: Comenity Bank & Authorized Users.

Yes, I apped and recieved a VS card for her a few years ago and added her as an AU and it does show on her reports as well.

Message 4 of 12
chakita
Established Member

Re: Comenity Bank & Authorized Users.

I think it depends on the card.  I am an AU on a loft card and it does not report to my CR.

Message 5 of 12
SLR72689
Frequent Contributor

Re: Comenity Bank & Authorized Users.

It's been two months since I added an AU on my VS card and it does not report on his report.

Message 6 of 12
chakita
Established Member

Re: Comenity Bank & Authorized Users.

 
Message 7 of 12
fembrist
Established Member

Re: Comenity Bank & Authorized Users.

Hmm. I added an authorized user on one of my Comenity cards. They never asked for any identifying information other than the user's name. How could they add this to their report?


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Message 8 of 12
satiated55
New Visitor

Re: Comenity Bank & Authorized Users.

I have added myself by just providing them with my name and relationship to the primary cardholder via automated message.  It showed up on my report a day after the bill generates.  I guess the Credit Bureaus or Comenity Bank match the address.  So they do report AU to all three Credit Bureaus. (Victoria Secret and Express Store Cards)

Message 9 of 12
dobirdsmommy
Established Contributor

Re: Comenity Bank & Authorized Users.

They do. My husband is on 3 of 6 of my Commenity and they report

building since 2011 Wallet:ME: Walmart 3k;Barclays Rewards 10k, Venture 18k; Slate 5k; Freedom 10k; overstock 4.8k, SGV2.5k; WEMC 20k 1.5 Rewards, Gamestop 1.2k, Fingerhut 3k; 2 NMAC Leases , VS 1.75k, BH 1.62k, Express 1.6k, Avenue 1.75k, JCrew 5k, HSN 1.47k, Torrid 1.55k, Roamans 1.4k, Jessica London 1.54k, kings direct 1.7k, Buckle 1.4k, WW 1.65k, ........ baddies:Fed Tax Lien
DH: 1750 capital one fh 2000, AU - VS, BH, HSN, WEMC, SPGV. Freedom, Slate, Venture, Barclays
Message 10 of 12
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