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Just curious, when your Comenity account hits your CR (which 2 of mine haven't yet - it's less than 30 days still), will I get a score bump up? Also, do I have to have a balance for them to report? I have already bought something and paid them off before the statement date. I just want to keep my uti low for now.
YMMV on whether you get a bump or not. It can go both ways.
No, you shouldn't need a balance on the card for it to report.
Guiness56, thank you again for chiming in. You wisdom and sage advice are always greatly appreciated.
FYI, score bump +10 pts today. I hope I get +10 more for the other when it reports. My overall uti is 2%. Lesson learned from last month.