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Comenity Score Bump?

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MortgageMinded
Frequent Contributor

Comenity Score Bump?

Just curious, when your Comenity account hits your CR (which 2 of mine haven't yet - it's less than 30 days still), will I get a  score bump up?   Also, do I have to have a balance for them to report?   I have already bought something and paid them off before the statement date.  I just want to keep my uti low for now.


Starting Score: Jan 2014 EQ: 595 TU: 575 EX: 550
Current Score: Feb 2015 EQ: 615 TU: 650 EX: 643
Goal Score: Hoping to join the 700 Club this year!


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guiness56
Epic Contributor

Re: Comenity Score Bump?

YMMV on whether you get a bump or not.  It can go both ways.

 

No, you shouldn't need a balance on the card for it to report.

Message 2 of 4
MortgageMinded
Frequent Contributor

Re: Comenity Score Bump?

Guiness56, thank you again for chiming in.   You wisdom and sage advice are always greatly appreciated.


Starting Score: Jan 2014 EQ: 595 TU: 575 EX: 550
Current Score: Feb 2015 EQ: 615 TU: 650 EX: 643
Goal Score: Hoping to join the 700 Club this year!


Take the myFICO Fitness Challenge
Message 3 of 4
MortgageMinded
Frequent Contributor

Re: Comenity Score Bump?

FYI, score bump +10 pts today. I hope I get +10 more for the other when it reports. My overall uti is 2%. Lesson learned from last month.


Starting Score: Jan 2014 EQ: 595 TU: 575 EX: 550
Current Score: Feb 2015 EQ: 615 TU: 650 EX: 643
Goal Score: Hoping to join the 700 Club this year!


Take the myFICO Fitness Challenge
Message 4 of 4
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