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Coming Soon, well, maybe...

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Shogun
Moderator Emeritus

Coming Soon, well, maybe...

How about once a week, or maybe every other week, we have a live chat session right here in the Rebuilding Threads.  I've already contacted a couple of very capable contributors that would be willing to help me out here.  Maybe for a couple or hours or so, we could have a scheduled thread here for immediate answers, or at least the best we can, to your questions.

 

I've been working on the pilot of this and hopefully we will be rolling it out pretty soon.  So please hang in there with me while I work this out.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 1 of 10
9 REPLIES 9
myjourney
Super Contributor

Re: Coming Soon, well, maybe...

Great idea 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 10
EW800
Valued Contributor

Re: Coming Soon, well, maybe...

I think that is a GREAT idea!  I would certainly do my best to join in!

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 3 of 10
Shogun
Moderator Emeritus

Re: Coming Soon, well, maybe...

I've already contacted a couple of frequent posters to help out.  gdale6 and azguy will be assisting in the threads.  I'm sure we will pick up some more along the way.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 10
EW800
Valued Contributor

Re: Coming Soon, well, maybe...

It is wonderful that you guys are so willing to help so many people out.  Thank you!

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 5 of 10
azguy13
Senior Contributor

Re: Coming Soon, well, maybe...

I look forward to it buddy!

Message 6 of 10
GooseGirl
Contributor

Re: Coming Soon, well, maybe...

I think that's a great idea. I am repeatedly impressed and surprised at the information and help so freely offered on these boards. It's a great community of people.




Starting Score: EQ 541 (lender pull July 2012)
Current Score: EQ FICO 673, TU08 648, EX FICO 654
Next Goal Score: 680
Message 7 of 10
growing123
Regular Contributor

Re: Coming Soon, well, maybe...

I like it!  Great idea!

Starting Scores - Mid 500s - 10/2013

EX 706 (FICO 9/15) | EQ 710 (FICO 9/15) | TU 716 (FICO 9/15)

Quicksilver $12.8K | Freedom $1.5k | Discover It $11.5k | VS $1.2k | AMEX BCE $10k | Fidelity AMEX $10k | US Cash+ $9k | Citi DC $6.6k
Message 8 of 10
spike69
Frequent Contributor

Re: Coming Soon, well, maybe...

That woud be amazing- especially for the newer posters!

 

Message 9 of 10
xaiduz114
Regular Contributor

Re: Coming Soon, well, maybe...

That sounds like an excellent idea! Smiley Happy I'll be keeping my eyes open for it. One big thread to answer common questions... Maybe adding a sticky general stately and country info and such on SOLs, AGs, common law states, etc. I was thinking about that but I haven't had the time to research everything. I might post something like that some day in the near future though. Links and all!

Starting Score: EQ 478 | EX N/A | TU 540 - 5/2014
Current Score: EQ 475 | EX 582 | TU 589
Goal Score: 700 by 5/2015 - My Credit Rebuilding Journey!
Collections (MED): DCS Financial (4) | Columbia Collectors (1) |
Dynamic Collectors, Inc (2) | Professional Credit Services (2) |
CMRE Financial Services (1) | Total: 10
Charge-offs: IQCU (1)
Cards I'm aiming to get:
Unitus Community CU SecuredBofA Secured
Message 10 of 10
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