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commenity put a delinquent account from 1985 on my credit! I got a credit card 6mos ago with them and no problem! Now! Since I have a new account they pop up with a account from 1985! I don't ever remember this account. Really! 30 years ago **bleep**!
I don't see how it was my debt. I didn't even have a job. I just had my second child then. I was a teenager. I don't understand how credit bureau's can even put anything that old on anyone credit anyway. Even, if it is a valid debt. Go figure!
Yes, just dispute it. Way past reporting time and is not collectible, due to the SOL being far expired.
Is it being reported by Commenity or is it being reported by a junk debt buyer/collection agency?