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I have been going back and forth with these people trying for a settlement just to get rid of it even though it's a medical bill that the VA should have covered. After going to their site and chatting every other day for a couple of weeks, I got 50% off. They emailed me a letter stating they were going to have it deleted. I was gonna let it go but it bugged me every time I looked at it. Lol My only baddie left is a paid collection with portfolio.
Grats on getting it done
I went to necredit.com and went into chat and started negotiationg. I did that every other day for a couple of weeks until we came to an agreement. They brought up deleting it before I even had a chance to. I made sure they emailed me a letter stating so before I paid.