Rebuilding Your Credit

[KevinBlock55]

@Shogun: Whats your experience in GWing CO accounts that are unpaid. Example being the HSBC account you advised her to GW. I have a few of these but figured if they are unpaid and were sold to CA, no sense asking for a GW, right?

[webhopper]

Shogun is the best and I agree with everything he posted... This too shall pass! Good luck as you start the process. I find it easy to set a goal such as sending one GW per week or something similar. I have a reminder that pops up every 3 months that says to try again for getting stuff removed. At my stage its not hurting that much but I would love to have a completely clean report. Good luck to you.

[Shogun]

If the account was sold to the CA, such as the case of HSBC in this case.  The OC does not care nor will they most likely ever know if it is paid or not.  As far as they are concerned, they've sold it, they're done with it.  Seeing as this is the case, there's absolutely no harm in trying a GW.  

[KevinBlock55]

Well I am gonna send out a SLEW of GWs tomorrow then lol