04-19-2011 07:21 AM - last edited on 04-19-2011 07:23 AM by llecs
I'm new to the Forum but have been lurking and trying to digest some of this info from you experienced folks. My question:
As there is a two year discrepancy regarding the drop-off date, it appears that the CA may have reaged the account. I'm assuming that this would be an instance to request the FCRA Compliance Date from the CRA. If it is determined that the CA has reaged the account, do I dispute with the CRA and request deletion on that basis?
Your thoughts/advice, please.
04-19-2011 07:23 AM
OP, I split your post to form a new one here. I had to edit the title, but changed nothing else. If you'd like to change the title, click "Options" and then "Edit Message".
04-19-2011 09:41 AM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.