Hi All,
I am super confused about what the heck to do.....
I just put all 5 of my last remaining baddies in a spreadsheet per Credit Bureau; which is really helpful to see it all laid out on one page. Thanks to whoever posted that recommendation, btw.
When looking at it in this format, I can see that Macy's actually did stop reporting my 30-60-90-60 lates scenario to Transunion in Nov 2013. And Bank of America stopped reporting my 3-90 day late baddies to Equifax in June 2014!
I was about to give up trying to fix these bad boys and just wait for them to fall off, but after seeing a little success I am back on the train!! Do I write the remaining the Bureaus Or keep sending the OC's good will letter about fixing the lates with a specific bureau. And am I asking them to stop reporting the history or what?
And the age old question......Why do TL's stop reporting to one and not all three??? And can I use this in writing to the other two??
In writing or calling them all in an attempt of goodwill, I am receiving the standard, "we are reporting accurately, blah, blah, blah " but as I have read on other posts sometimes they just fix it without actually telling you.
Confused but hopeful!! 
Starting Score: 571 June 2013