Confused about Credit Scores

[Anonymous]

Friday 8/21/09 - Pulled Experian CR from Freecreditreport.com PLUS Score was 548. I understand that this is not an "actual score"

Tuesday 8/25/09 - Pulled Equifax from MyFico FICO was 511

Today I pulled the "3 Report & Score" from Freecreditreport.com It says that the scores are EX- 548, EQ-562 & TU-562

Then I noticed that under the scores it say "PLUS Score" on all of them. I thought that I was getting actual scores, with the exception of EX. Is this wrong?

[guiness56]

Only place you can get true FICO scores is here.  EX is no longer available anywhere to the consumer.

I think Transunioncs.com you can still get a FICO.  Some one will correct me if I am wrong.

Since they are not true FICOs and are made according to each different CRAs scoring alogorithm, they will be different.

Message Edited by guiness56 on 08-27-2009 07:21 AM

[Anonymous]

That's great to know. Thanks!

Are the reports accurate?

[guiness56]

The reports should be accurate.

[Anonymous]

Thanks. At least it wasn't a complete waste.