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Confused about cra reporting - Please Help!

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Anonymous
Not applicable

Confused about cra reporting - Please Help!

Hey everyone, I am confused as to how a cc of mine is reporting...

 

TU shows a limit of 2200

EX shows a limit of 2200

EQ shows a limit of 0

 

This account is closed and in a dmp, but should it report the same in each bureau?

 

Thanks everyone!

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Confused about cra reporting - Please Help!

Any ideas? Not sure if I am looking at a 623 dispute here?
Message 2 of 5
llecs
Moderator Emeritus

Re: Confused about cra reporting - Please Help!

Is there a balance reporting?

Message 3 of 5
Anonymous
Not applicable

Re: Confused about cra reporting - Please Help!

There is a balance of 1400 on all 3
Message 4 of 5
llecs
Moderator Emeritus

Re: Confused about cra reporting - Please Help!

Your util on this card is 64%, which is a score drain. The purpose of the dispute would be to get them to report $2200 as a CL on EQ. But is that what you really want? EQ FICO is ignoring the balance and CL for utilization calculations because the CL reports $0.

Message 5 of 5
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