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Confused and weirded out!!!!

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Credit_
Established Member

Confused and weirded out!!!!

just purchased  my fico three scores and they are all over the place. Exp  632 Eq 612 TU 747!??? My identity guard seems more accurate exp  676 eq 624 tu 681. 

Message 1 of 10
9 REPLIES 9
SunriseEarth
Moderator Emeritus

Re: Confused and weirded out!!!!


@Credit_ wrote:

just purchased  my fico three scores and they are all over the place. Exp  632 Eq 612 TU 747!??? My identity guard seems more accurate exp  676 eq 624 tu 681. 


Have you pulled your CRs?  I'd guess that maybe baddies fell off TU and are still on EQ.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 2 of 10
Credit_
Established Member

Re: Confused and weirded out!!!!

Yes I pulled all three  From here my identiy guard and free credit and it's all different 

Message 3 of 10
Credit_
Established Member

Re: Confused and weirded out!!!!

Is Lexington law any good?

Message 4 of 10
KellyP25721
Frequent Contributor

Re: Confused and weirded out!!!!

I considered Lexington Law but decided I could get much better and faster results by doing it myself.  Not to mention save a TON of money!

Starting Score: 573 (EX Faco) | Current Scores: EX(Fico) 674, EQ(Fico) 668, TU(Fico) 691
Message 5 of 10
Credit_
Established Member

Re: Confused and weirded out!!!!

Yeah they are trying to say that they took off 12 baddies off my report, funny thing is I I disputed them and wrote letters two months ago and it's now off... But I have a judgment on eq and I charge that's not going away . So that's why lex law. 

Message 6 of 10
guiness56
Epic Contributor

Re: Confused and weirded out!!!!


@Credit_ wrote:

Is Lexington law any good?


No matter what they may try to sell you, they are completely limited to only disputing.  And they dispute EVERYTHING, even valid information, which is not good.

Message 7 of 10
gdale6
Moderator Emeritus

Re: Confused and weirded out!!!!


@Credit_ wrote:

Is Lexington law any good?




There is nothing they can do for you that you cannot do yourself, save the money and read these forums and others that are available online on what to do to take care of your negatives. Good luck Smiley Happy

Message 8 of 10
guiness56
Epic Contributor

Re: Confused and weirded out!!!!


@Credit_ wrote:

just purchased  my fico three scores and they are all over the place. Exp  632 Eq 612 TU 747!??? My identity guard seems more accurate exp  676 eq 624 tu 681. 


Your 3 scores from here are all from different models/versions.  Each one scores things differently.

Message 9 of 10
Credit_
Established Member

Re: Confused and weirded out!!!!

Thank you forum of  gentlemen 

Message 10 of 10
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