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I had a capital one charge off that i settled to clean up my credit. Experian and Equifax score increased alot of points and Transunion score decreased 40 points. Why the big difference? Does anyone know how long it will take my transunion score to recover from this?
Where did your scores come from?
@Anonymous wrote:I had a capital one charge off that i settled to clean up my credit. Experian and Equifax score increased alot of points and Transunion score decreased 40 points. Why the big difference? Does anyone know how long it will take my transunion score to recover from this?
A paid or settled CO won't increase your Fico score, only if it was deleted would you possibly get a big score jump. Fako scores tend to be unpredictable in my experience.