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So, I have a judgement from way back in 2008. I forgot to pay a whole $100, just purely forgot. Well BAM it hit my credit report last month. I paid the last little bit right away, and asked the plaintiff (an old landlord) if they'd do a motion to vacate. They sent me a satisfied judgment letter. Not what I want! I want to get a house in Augest after I've been on a waitlist for a Direct Mortgage and this will make it so I can't get it! I've been waiting for almost a year for a house and now my dreams are leaving. I called the court who said we don't put these on credit reports, but it's public record so someone else can. I just want it gone. I am sure I can get the old landlord to help, he's really nice. They just had the wrong address for me and I never knew about it. I wasn't even served. But, now what can i do? When I asked the court about a motion to vacate she acted like she didn't know what I was talking about. Where can i find this motion to file? Thank you!
What county did this happen in? I just had a paid judgement from 2008 just hit my credit report in May. It was satisfied in 10/08 but did not appear until 5/13. Mine is from Macomb county. Not sure what is going on here lately
I'm in Oakland, I dont see why they're hitting my CR when the courts didn't ask them to neither did the plaintiff. SO FRUSTERATING!
Judgments are not reported by the courts or the creditor. CRAs hire 3rd parties to scour public records and have them entered on CRs.
I did not know that CRAs had people looking for judgements. Expains that, unfortunatly. How can I get this removed? I can't find the paperwork to vacate the judgment, unless it's the motion to set aside default judgment? I was never served, but I did pay it so I think that looks rather fishy, along with the fact that I was being garnished and put in paperwork to stop that years ago. Is that the right form though? Motion to set aside default judgement?