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i seriously want to know how you were able to get it deleted... I called the Michelle person at this contact phone number, and she was very forceful saying that she won't do PFD or PIF....
I think you should do more research on unpaid judgements. I think they can continue to report a judgement past 7 years if you don't pay it. Maybe RobertEG will chime in about what can happen if left unpaid vs paying it. Maybe HW is saying they can't delete because of the judgement. Ask them about just deleting the collection account if you pay and them leaving the judgement, but showing it as paid.
i only asked about the collection account. Never asked about the judgement account. i kept telling her that I am even willing to pay in full if she would delete. And she kept telling me that it's illegal..
Thank you for your reply! when you paid the settlement, did your report say "paid as settled"?