Reply
Established Member
Posts: 22
Registered: ‎02-01-2013
0

Contacting Collection Agencies while living overseas

First off, this is my first post here. I came across this site a few days ago and have been trolling it nonstop since. There has been a lot of helpful information shared here. So thank you to all of you who have contributed.

 

I am currently living in South Korea and I am unsure what the best way to make contact with my creditors. The only stateside address I use is my grandmothers. I just have my student loan statements sent there. I've made the mistake of contacting most creditors by phone and shared with them updated information of where I was and what my addresses were in SK and in the US. I also made payments with several of them without requesting a PFD. They're mistakes, but lesson learned and I will make every attempt to get goodwill removals. 

 

My focus now is to do what has been reccomended repeatedly on this forum and others, communicate strictly by mail from here on out. I'm confused on how I should go about this while being in SK. How would I ensure any mail I send from here is certified? Are FedEx and DHL my only options? Further, what address do I request they respond to me at? Would a collection agency even bother sending a response to an overseas address? If I gave the collection agency a stateside adress I would need a family member to help me by monitoring the mail closely and then scan/email me anything that came in. Unfortunately, my family back home has struggled to help me with mailing situations in the past. I just can't trust them with something this important. I do have a cousin that lives in another state that I would trust with the logistics, but I shamefully don't want to reveal to her my negative financial issues.

 

Logistically, this all sounds like it will be a complete nightmare!

 

Any advice or suggestions would be appreciated, thank you.

Moderator
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Contacting Collection Agencies while living overseas

Established Member
Posts: 22
Registered: ‎02-01-2013
0

Re: Contacting Collection Agencies while living overseas

No.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.