A couple of weeks ago I sent out several GW letters. The responses are starting to trickle in. So far its no dice.
Heres what I have
Asset Acceptance- Responded with a form leter stating account was paid in Feb 2012. No balance owed?
First Premier - SUPRISE! NO!
Capital One- Still Waiting
HSBC CC - Still Waiting
GECRB/Walmart- Still waiting
Santander Auto- Still Waiting
American Education Services- Still waiting
Cap 1, First Premier and HSBC are scheduled to fall off 02/14.
Asset Acceptance 03/14.
GECRB wont fall off until 04/2015.
AES has two 30 day lates 10/2007 and 09/2008
Santander has a 30 day late from 03/2010.
Should I continue to send GW's or should I just let them fall off? Im not too worried about the stuff thats going to fall off in 2014 since I am now gardening. Sometime in 2015 I do plan on purchasing a house and Im worried GECRB, AES and Santander will get in the way. What says the Fico Forum?
I have 2 first premier co I'm going to just pay off/settle since they won't fall off until the end of next year.
I have a 30 day late with AES from 8/2012 I wish I could get removed. Please let me know how your GW goes with them.
I believe I got Asset Acceptance removed through BBB complaint.
I have a 30 day late with AES from 8/2012 I wish I could get removed. Please let me know how your GW goes with them.
I believe I got Asset Acceptance removed through BBB complaint.
rm3, I have 3 loans through AES. If i get nowhere with a GW im going to contact them as well as Key Bank who financed the loan and request a full payment history since my other 2 loans are reporting perfect payment history. How only one has lates when its one payment for all 3 loans is beyond me
@rm3 wrote:
I have 2 first premier co I'm going to just pay off/settle since they won't fall off until the end of next year.
I have a 30 day late with AES from 8/2012 I wish I could get removed. Please let me know how your GW goes with them.
I believe I got Asset Acceptance removed through BBB complaint.