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Convergent SP me?

Valued Contributor

Convergent SP me?

I haven't been to my mailbox in 3 weeks. I noticed a SP on my EX from Convergent....I will check my mail when I get home, but I am sooooo hoping that they aren't trying to add ANYTHING to my CR. I will report after I check my mail.


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
border="0"Take the myFICO Fitness Challenge
13 REPLIES
Community Leader
Super Contributor

Re: Convergent SP me?

They sp'ed me too on Ex!!! I'm watching it. Poised and ready! Smiley Wink
Community Leader
Super Contributor

Re: Convergent SP me?

They sent me a settlement offer for a utility account I know nothing about. I fired off a DV letter and they sent me a copy of the bill and a fraud pkg. I've just been too busy to do anything with it
Regular Contributor

Re: Convergent SP me?

They just added a collection on my EX a few days ago.  I haven't received a dunning notice yet.  But I have my DV ready to go out.


2700........ 1000........ 500...... 2590...... 2300.....20,110...... 2250...... 2100.......1700..... 1850..... 5000..... 5000..... 2188.....6000....3000
Regular Contributor

Re: Convergent SP me?

I too noticed a SP on my Experian today too. However, I have noticed a few soft pulls from other CAs from 2012....they never posted anything. 

Highlighted
Frequent Contributor

Re: Convergent SP me?

back in November, those dummies SP'd me...a few days later, I got a dunning notice...I sent a timely DV letter, they ended up verifying and the OC pulled the Collection back right after that...it never reached my reports, the OC never reported and I ended up paying the account in full.  Hopefully, it'll work out similar for you Newmomeme...altho, I can't even remember what you posted now...boy boy boy.

(EX08 - 654) --- (TU08 - 643) --- (EQ08 - 667) --- (EQ04 - 676)


Regular Contributor

Re: Convergent SP me?

Any updates from anyone? 

Valued Contributor

Re: Convergent SP me?


abundancejones wrote:

Any updates from anyone? 


They SP EX again today.. I checked my mail last weekend...nothing from them or anyone else. This is strange. I guess I just have to play the waiting game now. UGH!


Starting Score: May 2013 EQ: 577 TU: 537 EX: 555
Current Score: EQ: 634 TU: 617 EX: 639
Goal Score: ALL 720+

In the Garden Until August 2018 Last App June 2016
border="0"Take the myFICO Fitness Challenge
Regular Contributor

Re: Convergent SP me?

They sent me a dunning notice and I mailed a DV. They SP me two days ago as well. They havent 

posted anything to my reports and it seems like they take a few months to come up with validation if they are indeed collecting from somone legit. 

Community Leader
Epic Contributor

Re: Convergent SP me?

They have no required time period in which to provide verification.

However, if your DV was timely, they are now under a cease collection bar, blocking pulls of your CR until they first provide verification.

 

Was your DV timely?

 

As an aside, if they have collection authorty, either assigned or by way of purchase of the debt, they have permissible purpose, and thus could do a hard pull.

You are fortunate if only soft.....