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I haven't been to my mailbox in 3 weeks. I noticed a SP on my EX from Convergent....I will check my mail when I get home, but I am sooooo hoping that they aren't trying to add ANYTHING to my CR. I will report after I check my mail.
They just added a collection on my EX a few days ago. I haven't received a dunning notice yet. But I have my DV ready to go out.
I too noticed a SP on my Experian today too. However, I have noticed a few soft pulls from other CAs from 2012....they never posted anything.
back in November, those dummies SP'd me...a few days later, I got a dunning notice...I sent a timely DV letter, they ended up verifying and the OC pulled the Collection back right after that...it never reached my reports, the OC never reported and I ended up paying the account in full. Hopefully, it'll work out similar for you Newmomeme...altho, I can't even remember what you posted now...boy boy boy.
Any updates from anyone?
@abundancejones wrote:Any updates from anyone?
They SP EX again today.. I checked my mail last weekend...nothing from them or anyone else. This is strange. I guess I just have to play the waiting game now. UGH!
They sent me a dunning notice and I mailed a DV. They SP me two days ago as well. They havent
posted anything to my reports and it seems like they take a few months to come up with validation if they are indeed collecting from somone legit.
They have no required time period in which to provide verification.
However, if your DV was timely, they are now under a cease collection bar, blocking pulls of your CR until they first provide verification.
Was your DV timely?
As an aside, if they have collection authorty, either assigned or by way of purchase of the debt, they have permissible purpose, and thus could do a hard pull.
You are fortunate if only soft.....