Credit Abuse Anonymous: "Hello, I am Marco & I am a Creditaholic"

[MMart078]

I have a serious addiction to credit card applications, it is just such a euphoric feeling of being approved, and once Ive been denied it makes me what to go apply more, Right now I am up to 9 Inquires of my credit report. The thing is I do not have a problem with racking up debt, and I am very mictulous about money management I use less than 1000 of my available credit and PIF.

Anybody else have thing problem!?

[NikJ4]

Step away from the computer......step away from the credit application submit button. Now turn the computer OFF!!!

Hope that helps.

[Jazzzy]

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@MMart078 wrote:

I have a serious addiction to credit card applications, it is just such a euphoric feeling of being approved, and once Ive been denied it makes me what to go apply more, Right now I am up to 9 Inquires of my credit report. The thing is I do not have a problem with racking up debt, and I am very mictulous about money management I use less than 1000 of my available credit and PIF.

Anybody else have thing problem!?

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No...I like to keep my powder dry so that my chances are better when something comes along that I really want.

[Anonymous]

freeze your reports

[Anonymous]

The first step is admitting that you HAVE a problem! 

[FICOMari]

Yes Marco,  I am in the same situation. It's especially hard when I get the pre-approved applications in the mail.  I currently have 10 inquiries as well, one is unauthorized and one is going to fall off next month.  I just have to remember I have a "healthy" Fico score and I need to maintain it.  I automatically shred the pre-approved apps so I am not tempted to app later on.