No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hello Family, I have a question. I have been monitering my credit with Score Watch and Transunion, I notice for the past week I have been getting a lot of alerts with Score Watch stating that my credit has change, the changes were my balances has decrease, but what I am curious about sometimes my score goes up and sometimes it doesnt. Does paying down your balance helps improve you score? What are the factors? Sometimes it goes up and sometimes it stays. Why is that? Thank in advance
Yes paying down balances on your revolving will help your score especially if it is considerably high.
If you only paid it down a small amount it may not help. Or if you get to your "sweet spot". At some point there will not be any increases.
Everything on your CR plays a role in your score.
Keep paying those balances down and applying the golden rule of:
1 card reporting a balance 1-9% and you will see those score alerts too
Ok I will do so, I have been paying them down. Does it matter what card is reporting 1-9%
No, doesn't matter which one. You can switch them up too so they all get usage.