Credit Alerts

[mystikal1]

Is it normal to have a credit alert say a new derogatory account has shown up even though it has always been on my report? It seems that it was just updated.

Example:

Quantum Collection says it's been on my CR since 2005.

Or could this be one of the accounts that LL disputed (before I cancelled) and it is now being re-aged?

[fused]

Disputing can cause an alert like this. Its not a re-aging issue, its an "updating" issue. When a baddie updates, it lowers your scores.

[mystikal1]

Thanks.Well it updates every month. I guess it is time to start the pre hippa on this account.

[fused]

If you need help on this one, make a post on the med board and I'll come by and visit.