cancel
Showing results for 
Search instead for 
Did you mean: 

Credit Bureau Scores vs. FICO Score

Highlighted
Valued Member

Credit Bureau Scores vs. FICO Score

When a creditor pulls your credit, do they see the Fico score or do they see the score that the bureau has? I have a 618 Equifax FICO score but on Equifax site I have a 580 score.

I plan to purchase a vehicle soon but want my scores in the 600's before I proceed. Also I had chapter 7 bankruptcy that discharged in June '12.

1 REPLY
Valued Contributor

Re: Credit Bureau Scores vs. FICO Score

The score you see from the CRA's are meant to guide you.

The fico score is what matters.
Scores: about 700 across the board
Total CL: $275k