Credit Card Cart Trick

[Anonymous]

Is this still possible in 2016 ?

[Anonymous]

yes it worked for my friend., it doesnt work for me yet bc of my scores but i hear once u get 620+ it starts working 

[Anonymous]

I have 10 cards and 1 business credit card
My FICO is 722 (35,000 available + AMEX)
I wonder if I do this trick will I get to 800 ?
Thanks very much for any feedback.

[Anonymous]

In November my hubby got Overstock, Victoria's Secret and Express (~580). Overstock for him is very good about CLI's. Started with 250, immediately got an increase of 200, and have gotten 200 every 31 days since.

[Anonymous]

I Thank you for taking the time to educate me.

[Anonymous]

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@Anonymous wrote:
I have 10 cards and 1 business credit card
My FICO is 722 (35,000 available + AMEX)
I wonder if I do this trick will I get to 800 ?
Thanks very much for any feedback.

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Adding more cards is not going to bet you to 800. Time, low UTI and credit mix will do that.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
I have 10 cards and 1 business credit card
My FICO is 722 (35,000 available + AMEX)
I wonder if I do this trick will I get to 800 ?
Thanks very much for any feedback.

---

Adding more cards is not going to bet you to 800. Time, low UTI and credit mix will do that.

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AND clean reports...

[Anonymous]

I was thinking the same, I was hoping to get a second opinion. Thanks very much. No disrespect to Kudo

[Anonymous]

As long as you are all here....I need some advice on inquire removal. Help !!!

[RobertEG]

FICO weighs bank cards different from store cards.

For that reason, as well as being able to use the card for more than that one store, I would focus on major bank cards.

Additionally, any new card will reduce your average age of accounts, which will continue even if close the card.

The relatively low credit limit associated with most store cards may not be worth the AAoA hit, even if secured without a hard inquiry.