Credit Card in collections

[Macdoll30]

Once a credit card goes into collections is an automatic closed or can you resume using the card once debt is paid off?

[Anonymous]

Do you really expect a CC to remain open while in collection? 

[RobertEG]

Once a creditor has closed a card to consumer use, the decision to reopen the card is entirely theirs.

There is no automatic reopening.

In most cases, they will not reopen, but you can always ask.

[Macdoll30]

Thank you

[RonM21]

Robert is correct. I've seen times when lenders will work with you on terms to get it opened back up, but in most cases this is probably unlikely.