Regular Contributor
Posts: 123
Registered: ‎07-01-2009

Re: Credit Card screw up!! More advice needed please.....

I have a cap 1 secured card and this what has worked for me. Before i started coming on the forums, daily, i had the card pretty much maxed out. One cedit simulator said to get to 1% utl for optimal increase and it worked for me, i had it at 93%. I had to time it perfectly so that I wasnt w/o that money too long and could use it again. My payment is the 6th and cycle ends on 9th. My card also reports on the 10, so when i check my cr it is reflective. I saw a 42 point increase.
Valued Contributor
Posts: 2,982
Registered: ‎02-09-2012

Re: Credit Card screw up!! More advice needed please.....

dalasdon wrote:
 I saw a 42 point increase.

Very nice!

5/2012: 560 credit scores across the board and $500 secured CC
12/2014: 750+ scores across the board and $80k in revolving credit

Get those baddies removed!!!
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