No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Anybody know of any credit cards that approve easily? I'm looking to improve my score and I need a CC. Thanks!
Orchard Bank. It might involve a small annual fee. I liked this card because over the years it did help build my credit and was geared towards those rebuilding credit and that might've had a difficult time getting approved for other types of cards. They may start you out with a small limit and increase it as time goes along as you show yourself to be creditworthy.
Would you think i could get them?
Scores below.
You can look on this website (click here), put in your current FICO® score and see what is available to you.
Hope this helps!
nice.... i got approved for a card before that was in a higher fico bracket then i am currently in .... an unsecured capital one platinum rewards or whatever.
Try looking at pre selector sites for Capital One to see if they pre qualify you for anything. Orchard Bank. Also I used Credit One, High Fees, I plan on closing them after having it opened 3 years (They served a purpose). Some of the not so prime cards have fees but other than that its secured credit cards. Just be careful with inquires. Also Other sites have prequalifiyer, if it recomends an offer you might get it. Do you have any open accounts now? Should have atleast maybe 3-4 with a retail card for mix.
I was able to get both Capital One and Orchard with very similar Credit scores a few months ago.
I would also recommend using the Capital One Credit card offer tool to see if you are preqaulified for any of their cards
The beauty about the tool is that it does not run a credit report but with basic information match you against cards which you could be a potential match for. I only wish that other Credit Card providers offered similar tools.
Good Luck and I wish you all the best as you work upwards to the heights of Great Credit.
I'm another fan of Orchard for rebuilding. Worked swell for me, kept it open for a year - it was worth the annual fee for that first year. Also like Cap One for building in a previous life. I agree with other posters to use the prequal link if you're looking at Cap One.
hurm why do they pre approve me for the platinum rewards card when i dont fall into their credit category... heck i even defaulted on two cap 1 cards a while back....
Thank you all so much! Does anyone have info on retail cards?