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Credit Collection Services pay for delete?

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Anonymous
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Credit Collection Services pay for delete?

Hi everyone. I've read many stories of people who have had success in paying for a deletion with Credit Collection Services without getting the deal in writing. I don't recall having read of anyone getting the deal in writing which makes me nervous. The only thing I can think to do is ask for a superior if the rep doesn't comply. And if they still refuse, sending in a letter. The account is only $206 so it's highly likely that any attempt I make will be refused.

Id like to hear from you it you have had success with CCS, paying for a delete.
Message 1 of 5
4 REPLIES 4
Anonymous
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Re: Credit Collection Services pay for delete?


@Anonymous wrote:
Hi everyone. I've read many stories of people who have had success in paying for a deletion with Credit Collection Services without getting the deal in writing. I don't recall having read of anyone getting the deal in writing which makes me nervous. The only thing I can think to do is ask for a superior if the rep doesn't comply. And if they still refuse, sending in a letter. The account is only $206 so it's highly likely that any attempt I make will be refused.

Id like to hear from you it you have had success with CCS, paying for a delete.

99% they will follow up with the deal,  plus, most of the conversations are recorded over the phone. 

Message 2 of 5
Anonymous
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Re: Credit Collection Services pay for delete?

Don't worry about getting it in writing. Any agreement they make over the phone is a fully binding legal contract. Violating it has legal implications like any other contract.

Message 3 of 5
Anonymous
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Re: Credit Collection Services pay for delete?

I've heard they are super easy to deal with but I really need the account deleted so I'm not sure if I trust leaving it to a verbal agreement. I will think it over and see how the phone conversation goes.
Message 4 of 5
Whitneyy
Valued Contributor

Re: Credit Collection Services pay for delete?

They'll do whatever it is they said they'll do.

 

I've paid and it deleted when I asked, no letter, no nothing.

I've had friends do the same.

GOAL - 700 FICO across the board!
Message 5 of 5
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