Credit Collections Services Success ???

natashahol · ‎04-19-2012

So I sent Credit Collections Services a pfd letter a couple weeks ago. Today, I get a letter that says "Please be advised, your account has been closed by this office and returned to your creditor. We have instructed the credit bureau(s) to delete the account".

The account is a Nationwide bill that I owe. I'm thinking I should call Nationwide tomorrow to see if have the account back and pay it so that the amount ($81) is not sold to another CA?

Any thoughts?

Starting Score:FICO EQ 620 TU Fako 595 EX FAKO 628
Current Score: Lender Pull 10/2012 EX 719, EQ 704, TU 690

BOA $8500 I CitiForward $6500 I Chase Freedom $3000 I Discover More $1500 I Kohls $1000 I Orchard Bank $400
App free since 12/8/2012.. holding out til 11/2013

ihatemyscore · ‎04-19-2012

I sent the same exaxt thing to a different company. I recieved a letter saying the account will be returned to the OC and deleted.

In short, it was deleted from my CR.

Then sold to a different CA. But I filed BK before they could put it on my CR because of some other issues.

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.

natashahol · ‎04-20-2012

bump

Starting Score:FICO EQ 620 TU Fako 595 EX FAKO 628
Current Score: Lender Pull 10/2012 EX 719, EQ 704, TU 690

BOA $8500 I CitiForward $6500 I Chase Freedom $3000 I Discover More $1500 I Kohls $1000 I Orchard Bank $400
App free since 12/8/2012.. holding out til 11/2013

bridgetkaryn · ‎04-20-2012

Yes, I would contact nationwide... you can usually log-in online and check and pay there...

Good luck!

Starting Score: 06/2010- EQ 464
01/2012-EQ 512
April Score: EQ 679 4/12TU- 677 EX- 699 (FAKO)
Current Score: 05/2012-EQ 691 4/12TU- 706 EX- 720(FAKO)
Goal Score: 700 by 05/2012- MADE IT!!!!

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