Credit File Sucess

ap84 · ‎07-03-2014

Hello all,

I have been working with a credit repair agency for only a month. Here are my results from the first round:

Equifax

Credit Collections - Deleted

Credit Systems INC - Deleted

Diversified Consultant - Deleted

Experian

Credit Systems Inc - Deleted

Diversified Consultant - Deleted

IC Systems - Deleted

Transunion

Credit Collection - Deleted

Credit management - Deleted

Credit Systems INC - Deleted

IC Systems - Deleted

NCO FIN - Deleted

ALot more to go..but what a great way to start!!

Starting Score: 508, 532, 558
Current Score: 548, 634, 648
Goal Score: 700

Take the myFICO Fitness Challenge

gdale6 · ‎07-03-2014

Fantastic, keep up the good work

Whitneyy · ‎07-03-2014

Wait, someone is getting these deleted for you? Or you're repairing this yourself?

Either way, good success.

GOAL - 700 FICO across the board!

alvon123 · ‎07-04-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

coldnmn · ‎07-04-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

EW800 · ‎07-04-2014

Congratulations!!! Just curious, what credit repair agency are you using?

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .