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New Contributor
Flatbroke_Again
Posts: 90
Registered: ‎05-08-2008

Credit Freeze & Removing outdated or wrong Info

Can you still submitt diputes for corrections & deletions to cra's, with a credit freeze in place? Can you still request your fico scores, with a freeze on? i have several very old addys & phone #s plus several variations on the spelling of my last name. I am in beginning of credit building. I have fraud alerts also at all cra's for 90 days. So, can I correct reports with freeze on? thanks.
Alcohol--Tobacco--- & Firearms
Should be a convenience store, NOT a government agency!!!
Regular Contributor
torry209
Posts: 182
Registered: ‎05-27-2008

Re: Credit Freeze & Removing outdated or wrong Info

bump

FAKO's:
02/19/2009- TU 709 , EX 684, EQ 694

UTL 34.33% (working on that) Credit History 1 1/2 yrs old And just got a car loan that has yet to report. Ugh, letting credit cool down for the rest of the year.
Regular Contributor
WIDSMI
Posts: 116
Registered: ‎05-21-2008

Re: Credit Freeze & Removing outdated or wrong Info

I have heard that you CAN freeze your credit and still get pfd's and such... but im not sure the person knows what there talking about... If someone can please elaborate that would be gerat...
 
BUMP
 
 
New Contributor
Flatbroke_Again
Posts: 90
Registered: ‎05-08-2008

Re: Credit Freeze & Removing outdated or wrong Info

O.K. short & sweet. Can you request ANY changes to your cra reports, while a credit freeze is in effect? Thanks.
Alcohol--Tobacco--- & Firearms
Should be a convenience store, NOT a government agency!!!
Regular Contributor
torry209
Posts: 182
Registered: ‎05-27-2008

Re: Credit Freeze & Removing outdated or wrong Info

Yes you can, I just added a security freeze to all my credit reports.

and I have been able to change/update/dispute any info i please :smileyvery-happy:

FAKO's:
02/19/2009- TU 709 , EX 684, EQ 694

UTL 34.33% (working on that) Credit History 1 1/2 yrs old And just got a car loan that has yet to report. Ugh, letting credit cool down for the rest of the year.
New Contributor
Flatbroke_Again
Posts: 90
Registered: ‎05-08-2008

Re: Credit Freeze & Removing outdated or wrong Info

torry209, thanks, that will un-complicate things a LITTLE!!
Alcohol--Tobacco--- & Firearms
Should be a convenience store, NOT a government agency!!!

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