Credit Karma Equifax Score dropped 45 points

[Kimberly68]

Like most, I review my credit constantly if not daily. This morning as normal I open my credit karma and see my TU score increase but my EQ score decreased 45 points. I'm not late on anything and we were focusing on the TU scores since the EQ was ok. In reviewing the report I'm not seeing where the discrepancy is coming from but it's depressing. Have anyone else experience this.

[Anonymous]

You can usually ignore the scores CK provides because they are Vantage 3 which very few lenders use and can fluctuate wildly and are not very accurate compared to Fico scores

[RonM21]

Agree. Find out what your Fico scores are and never rely on CK scores. Not useful.