11-28-2012 12:24 PM
I sent a GW to a local CA that is holding 3 paid accounts.
I have not heard anything from them.
I have not gotten any score updates from SW indicating a jump (which I would expect if they deleted). I have quarterly monitoring from here on TU so I don't know if they updated there or not technically.
I just signed up for Credit Karma and their report does not show any of these 3 collections!!!
Could it be true, they deleted? I hope so.
I have read reports though online where CK isn't always accurate with their data..... would love to hear from those on here currently using it what your experience is.
11-28-2012 12:30 PM
CK doesn't do a breakdown or listing of accounts, so yes, they could still be there. Sorry.
Starting Score: 50411-28-2012 12:34 PM
I don't think I understand.
On CK it tells me a list of CAs supposedly on my report.
So is this list not accurate?
11-28-2012 12:53 PM
I've never seen CK list paid accounts before.
Starting Score: 50411-28-2012 12:57 PM
I would not trust any information you get from CK, they are the bottom of the barrel. You would have better luck writting 3 scores on a bone, burying them in the back yard and having your dog dig up the right score.
In all seriousness though, I have never seen any collection accounts listed on CK, so I wouldn't put much weight in what they say.
11-28-2012 01:38 PM
Shogun wrote:I've never seen CK list paid accounts before.
Ahhhh okay that's why. I "assumed" (yeah I know) that it would show all accounts that were on a CR, not just ones with a balance.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


