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Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012

Credit Karma says.....(about collections) is it true!?

I sent a GW to a local CA that is holding 3 paid accounts. 

 

I have not heard anything from them.

 

I have not gotten any score updates from SW indicating a jump (which I would expect if they deleted).   I have quarterly monitoring from here on TU so I don't know if they updated there or not technically.

 

I just signed up for Credit Karma and their report does not show any of these 3 collections!!!

 

Could it be true, they deleted?  I hope so.

 

I have read reports though online where CK isn't always accurate with their data.....   would love to hear from those on here currently using it what your experience is.    

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
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Moderator
Shogun
Posts: 7,367
Registered: ‎04-15-2011

Re: Credit Karma says.....(about collections) is it true!?

CK doesn't do a breakdown or listing of accounts, so yes, they could still be there.  Sorry.


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Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012

Re: Credit Karma says.....(about collections) is it true!?

I don't think I understand. 

 

On CK it tells me a list of CAs supposedly on my report.  

 

So is this list not accurate?

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
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Moderator
Shogun
Posts: 7,367
Registered: ‎04-15-2011

Re: Credit Karma says.....(about collections) is it true!?

I've never seen CK list paid accounts before.


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

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Regular Contributor
tattooedhusker
Posts: 316
Registered: ‎10-25-2012

Re: Credit Karma says.....(about collections) is it true!?

I would not trust any information you get from CK, they are the bottom of the barrel. You would have better luck writting 3 scores on a bone, burying them in the back yard and having your dog dig up the right score.

 

In all seriousness though, I have never seen any collection accounts listed on CK, so I wouldn't put much weight in what they say.


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Established Contributor
awdsmama
Posts: 722
Registered: ‎01-20-2012

Re: Credit Karma says.....(about collections) is it true!?


Shogun wrote:

I've never seen CK list paid accounts before.


Ahhhh okay that's why.  I "assumed" (yeah I know) that it would show all accounts that were on a CR, not just ones with a balance.  

EQ MyFico: 2/16/2013: 703 TU MyFico: 680 on 2/16/13
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